General FAQs
What is Indium Finance?
Indium Finance is a Fintech NBFC platform for Distribution Finance and ‘Buy Now Pay Later’ solutions for SMEs, delivered in partnership with Corporates and B2B e-Commerce Platforms.
What are the benefits of using Indium Finance?
How secure is my information with Indium Finance?
For Indium Finance, customer data security and confidentiality is of utmost priority. Your data is stored securely to prevent unauthorised access.
Corporates
What type of Corporates do you cater to?
Our Distribution Finance solution caters to mid and large sized corporates across sectors.
Who is this solution applicable for in our distribution network?
We provide financing to distributors as well as retailers for their offline and online purchases from the Corporate distribution network.
How will our distributors/ retailers benefit from the financing solution?
Do we need to provide a credit guarantee for the financing program?
No, our financing is offered based on credit assessment of the distributor / retailer.
e-Commerce B2B Platforms
What type of B2B platforms do you cater to?
We cater to platforms who sell goods or services (including digital services) to SMEs. Our financing solutions makes it easier for SMEs to buy goods and services on your platform.
Who is this solution applicable for on our B2B platform?
Indium’s financing solutions are suitable for both SME buyers and sellers on your platform.
How do we integrate with Indium Finance?
B2B platforms can do an API integration with Indium Finance. These APIs integrate the entire loan approval and drawdown process with your platform making it easier for your users to avail our solutions.
How can we access Indium Finance APIs?
Please click here to request access to our APIs or send us an email on contactus@indiumfinance.com. Our team will be happy to help you quickly integrate and go live.
How will our SME buyers /sellers benefit from the financing solution?
Distributors / Dealers / Wholesalers / Retailers
How do I avail financing from Indium Finance?
If your Corporate has a tie-up with us, you can simply email us at contactus@indiumfinance.com to show your interest. Or you can ask your Corporate Sales Manager to share your details with us. Our team will guide you on the process.
If your Corporate doesn’t have a tie-up with us, please send the Corporate’s details to contactus@indiumfinance.com.
If your Corporate doesn’t have a tie-up with us, please send the Corporate’s details to contactus@indiumfinance.com.
How many times can I use the limit to make purchases?
Our revolving limits are valid for 1 year and can be used any number of times within the validity period.
Can I make a prepayment?
Yes, of course. You can simply transfer funds via NEFT / IMPS / RTGS quoting your loan reference number.
What are the repayment options available to me?
All payments are collected using NACH Debits from your bank account.
e-Commerce SME Buyers / Sellers
How do I avail financing from Indium Finance?
If your B2B platform has a tie-up with us, you can apply from your B2B platform login.
If your B2B platform doesn’t have a tie-up with us, please send the platform’s details to contactus@indiumfinance.com.
If your B2B platform doesn’t have a tie-up with us, please send the platform’s details to contactus@indiumfinance.com.
How many times can I use the limit to make purchases?
Our revolving limits are valid for 1 year and can be used any number of times within the validity period.
Can I make a prepayment?
Yes, of course. You can simply transfer funds via NEFT / IMPS / RTGS quoting your loan reference number.
What are the repayment options available to me?
All payments are collected using NACH Debits from your bank account.